Do brown or black spots always mean a fungal disease?
No. A spot pattern alone cannot confirm a cause. Record its shape and progression, inspect for pests, and review moisture and recent conditions before choosing a treatment.
Should I remove a leaf with spots?
Removing a clearly affected leaf can be part of tidying or limiting damaged material, but it does not identify the cause. Use clean tools and continue to observe the plant.
Should I spray a product for leaf spots immediately?
No. First identify the problem as far as possible and use only products labelled for the plant and indoor setting, following the label exactly.